Sign In
Skip to main content Open accessibility information page
Alert
On January 16, 2024, Governor Phil Murphy signed the New Jersey Data Privacy Law, P.L. 2023, c. 266. The law went into effect on January 15, 2025. Please click on this Frequently Asked Questions link to learn more about the new law and your rights under it.
Alert
On January 8, 2024, Governor Murphy signed into law P.L. 2023, c. 237, which, among other things: amended the Contractors’ Business Registration Act (“CBRA,” formerly the “Contractors’ Registration Act”), N.J.S.A. 56:8-136 et seq., and created the “Home Improvement and Home Elevation Contractor Licensing Act,” N.J.S.A. 45:5AAA-1 et seq. For more information on the registration requirements for contractors and businesses under these laws, click here.
Alert
On July 10, 2024, Governor Murphy signed into law the Real Estate Consumer Protection Enhancement Act, P.L. 2024, c.32, which, among other things, requires sellers of residential property located in New Jersey to use the "Seller's Property Condition Disclosure Statement" ("Disclosure Statement," questions 1 through 108).

Additionally, on July 3, 2023, Governor Murphy signed into law P.L. 2023, c.93, which, among other things, requires sellers of all real property located in New Jersey to make certain additional disclosures concerning flood risks on the "Disclosure Statement." On July 15, 2024, the Division published a "Flood Risk Addendum" to the Disclosure Statement (questions 109 through 117), which includes the additional disclosures concerning flood risks.

As a result of these two laws, effective August 1, 2024:
  • Sellers of residential property must complete the Disclosure Statement (questions 1 through 108). A copy of the Disclosure Statement is available here; and
  • All sellers of real property, both residential and non-residential, must complete the Flood Risk Addendum to the Disclosure Statement (questions 109 through 117). A copy of the Flood Risk Addendum is available here.

The Division has created an instruction sheet with additional information regarding the use of these forms. The forms linked above supersede any forms previously posted by the Division, including, but not limited to, the "Amended Disclosure Statement" posted on December 21, 2023.
New Jersey Bureau of Securities

Chief of the New Jersey Bureau of Securities


Cari Fais, Acting Director Elizabeth M. Harris is the Chief of the New Jersey Bureau of Securities ("Bureau") and, pursuant to N.J.S.A. 49:3-66(a), acts as its principal executive officer. As the Bureau Chief, Ms. Harris is responsible for the administration and enforcement of the New Jersey Uniform Securities Law and regulations. The primary mission of the Bureau is the protection of New Jersey investors. The Bureau regulates the offer and sale of securities in New Jersey through its registration of securities offerings, financial professionals and companies, and enforcement of the New Jersey Uniform Securities Law.

Harris, a New Jersey native, most recently served as a vice president in the public finance banking department at Morgan Stanley, where she was involved in all aspects of debt financing, including public bond offerings, direct purchases, private placements, and lending. Her legal career also includes stints as an Assistant U.S. Attorney for the District of New Jersey, General Counsel to the Upper Manhattan Empowerment Zone Development Corporation, and as an associate at K&L Gates LLP in New York, NY and Newark, NJ, where she represented clients in commercial litigation, white-collar criminal defense, and securities litigation.

Harris holds a B.A. from Fordham University, an M.A. from Columbia University, Teachers College, and a J.D. from Rutgers University School of Law.

Last Modified: 6/17/2024 8:22 AM