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On January 16, 2024, Governor Phil Murphy signed the New Jersey Data Privacy Law, P.L. 2023, c. 266. The law went into effect on January 15, 2025. Please click on this Frequently Asked Questions link to learn more about the new law and your rights under it.
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On January 8, 2024, Governor Murphy signed into law P.L. 2023, c. 237, which, among other things: amended the Contractors’ Business Registration Act (“CBRA,” formerly the “Contractors’ Registration Act”), N.J.S.A. 56:8-136 et seq., and created the “Home Improvement and Home Elevation Contractor Licensing Act,” N.J.S.A. 45:5AAA-1 et seq. For more information on the registration requirements for contractors and businesses under these laws, click here.
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On July 10, 2024, Governor Murphy signed into law the Real Estate Consumer Protection Enhancement Act, P.L. 2024, c.32, which, among other things, requires sellers of residential property located in New Jersey to use the "Seller's Property Condition Disclosure Statement" ("Disclosure Statement," questions 1 through 108).

Additionally, on July 3, 2023, Governor Murphy signed into law P.L. 2023, c.93, which, among other things, requires sellers of all real property located in New Jersey to make certain additional disclosures concerning flood risks on the "Disclosure Statement." On July 15, 2024, the Division published a "Flood Risk Addendum" to the Disclosure Statement (questions 109 through 117), which includes the additional disclosures concerning flood risks.

As a result of these two laws, effective August 1, 2024:
  • Sellers of residential property must complete the Disclosure Statement (questions 1 through 108). A copy of the Disclosure Statement is available here; and
  • All sellers of real property, both residential and non-residential, must complete the Flood Risk Addendum to the Disclosure Statement (questions 109 through 117). A copy of the Flood Risk Addendum is available here.

The Division has created an instruction sheet with additional information regarding the use of these forms. The forms linked above supersede any forms previously posted by the Division, including, but not limited to, the "Amended Disclosure Statement" posted on December 21, 2023.

Press Release


For Immediate Release:
January 10, 2013

Office of The Attorney General
Jeffrey S. Chiesa, Attorney General

Division of Consumer Affairs
Eric T. Kanefsky, Acting Director                  
  For Further Information and Media Inquiries:
Jeff Lamm
Neal Buccino
(973) 504-6327

North Jersey Physician Surrenders License to Board of Medical Examiners, After Violating Permanent Restrictions Previously Placed on his License

NEWARK - The State Board of Medical Examiners has revoked the medical license of Dr. Rodolfo D. Narag, after finding that his work at a Passaic County medical facility exceeded the restrictions that had been placed on his license in 2005, in order to protect the public from incompetent care.

The Board took its first action against Narag's license in 2005, following reports detailing payments made on his behalf in two civil malpractice actions.  During the Board's 2005 investigation, Narag submitted to an evaluation of his medical competency.  The evaluation revealed a significant lack of medical knowledge, patient management skills, and clinical judgment.

In order to protect patients from harm, the Board permanently limited Narag's ability to practice medicine in New Jersey based on his demonstration of sufficient knowledge and skill to undertake a limited practice.  He was restricted to conducting independent medical examinations on behalf of third parties, only for patients demonstrating musculoskeletal symptomology, and to rendering reports based on those examinations.  He was permanently barred from providing any direct patient care or prescribing any medications.

"Dr. Narag agreed to specific limits on his ability to practice medicine when the Board determined that he lacked the medical knowledge and clinical judgment needed to protect patients from harm," Attorney General Jeffrey S. Chiesa said.  "The Board acted appropriately to revoke his license and prohibit him from practicing again, when it discovered he violated those restrictions.  Our first priority is the safety of patients in New Jersey."

The Board discovered Narag's violation of those restrictions during an investigation in 2012.  Patient records identified him as a consulting physician at New Jersey Spine and Rehabilitation Center.  Narag subsequently acknowledged to the Board that he had been employed at the facility since it opened in March 2011, performing pre-anesthesia assessment of patients, and conducting follow-up consultations with post-surgical patients.  Those procedures are outside the scope of the permanent limitations that had been placed on his practice.

"The Board of Medical Examiners is required to protect the health and safety of the public by ensuring physicians have the competency, knowledge, and skills their patients expect and deserve," Eric T. Kanefsky, Acting Director of the New Jersey Division of Consumer Affairs, said.  "By imposing strict discipline on any doctors who violate the rules, the Board is enacting one of its most important public services."

Acting Director Kanefsky noted that Narag's employer, the owner of New Jersey Spine and Rehabilitation, is Dr. Richard Kaul, who was separately disciplined by the Board of Medical Examiners in May 2012 (5/9/12 Press Release). 

Kaul agreed to cease and desist from performing or assisting in any and all spinal surgical procedures.  The State accused Kaul of gross negligence, malpractice and/or incompetence based on his alleged performing of spinal surgical procedures for which he lacks sufficient training, education, or experience.  The Board temporarily suspended his license in June.  His license remains suspended.

Deputy Attorney General Wendy Leggett Faulk, of the Professional Boards Prosecution Section in the Division of Law, is representing the State in this case.

Consumers who believe they have been cheated or scammed by a business, or suspect any other form of consumer abuse, can file an online complaint with the State Division of Consumer Affairs by visiting its website or by calling 1-800-242-5846 (toll free within New Jersey) or 973-504- 6200.

Follow the Division of Consumer Affairs on Facebook , and check our online calendar of upcoming Consumer Outreach events.

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Last Modified: 3/27/2015 1:59 PM