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On January 16, 2024, Governor Phil Murphy signed the New Jersey Data Privacy Law, P.L. 2023, c. 266. The law went into effect on January 15, 2025. Please click on this Frequently Asked Questions link to learn more about the new law and your rights under it.
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On January 8, 2024, Governor Murphy signed into law P.L. 2023, c. 237, which, among other things: amended the Contractors’ Business Registration Act (“CBRA,” formerly the “Contractors’ Registration Act”), N.J.S.A. 56:8-136 et seq., and created the “Home Improvement and Home Elevation Contractor Licensing Act,” N.J.S.A. 45:5AAA-1 et seq. For more information on the registration requirements for contractors and businesses under these laws, click here.
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On July 10, 2024, Governor Murphy signed into law the Real Estate Consumer Protection Enhancement Act, P.L. 2024, c.32, which, among other things, requires sellers of residential property located in New Jersey to use the "Seller's Property Condition Disclosure Statement" ("Disclosure Statement," questions 1 through 108).

Additionally, on July 3, 2023, Governor Murphy signed into law P.L. 2023, c.93, which, among other things, requires sellers of all real property located in New Jersey to make certain additional disclosures concerning flood risks on the "Disclosure Statement." On July 15, 2024, the Division published a "Flood Risk Addendum" to the Disclosure Statement (questions 109 through 117), which includes the additional disclosures concerning flood risks.

As a result of these two laws, effective August 1, 2024:
  • Sellers of residential property must complete the Disclosure Statement (questions 1 through 108). A copy of the Disclosure Statement is available here; and
  • All sellers of real property, both residential and non-residential, must complete the Flood Risk Addendum to the Disclosure Statement (questions 109 through 117). A copy of the Flood Risk Addendum is available here.

The Division has created an instruction sheet with additional information regarding the use of these forms. The forms linked above supersede any forms previously posted by the Division, including, but not limited to, the "Amended Disclosure Statement" posted on December 21, 2023.

Press Release

​​​​​​​​​​​​​​For Immediate Release:
July 2, 2021    

Office of The Attorney General
Gurbir S. Grewal, Attorney General

Division of Consumer Affairs
Kaitlin A. Caruso, Acting Director

​ ​Division of Law
Michelle Miller, Director
​​​​ For Further Information Contact:
Gema de las Heras (973) 220-7740

AG Grewal Announces Two Bureau of Securities Actions Combating Financial Exploitation of Older Investors


NEWARK – The Office of the Attorney General announced today that it is seeking to revoke the registrations of two Hudson County Health Care Service Firms for, among other things, allegedly submitting false, deceptive, or misleading documents to the State and improperly training Homemaker-Home Health Aides (CHHAs) that the companies sent into patient homes.

The action follows an investigation conducted by the Division of Consumer Affairs into NJ Golden Home Care Corporation (“Golden”) and Nora Home Care LLC (“Nora”)—both located in Jersey City—for alleged violations of the Private Employment Agency Act and the related regulations. Parallel investigations into Golden and Nora found their CHHA training programs allegedly were not taught or overseen by an approved Program Instructor and a Program Coordinator, who are tasked with ensuring that training programs meet the required standards. These alleged deficiencies would cause the training programs, and the individuals they trained, to not satisfy the Board’s requirements for certification as a CHHA.

The action announced today is not final; the companies can request a hearing to challenge these allegations and present additional information.

This is the second time the State has taken action against Golden.  On November 28, 2018, the Division issued a Notice of Violation to Golden for violations of the Private Employment Agency Act and related regulations.  Golden did not contest the violations and paid a $4,000 civil penalty.

As a result of these investigations, the Attorney General has also initiated disciplinary proceedings against individual CHHAs who allegedly obtained their certification without completing the educational requirements mandated by the Board of Nursing (“Board”). Those actions will be adjudicated by the Board, which oversees CHHAs and authorizes all CHHA training programs.

Deputy Attorneys General Donna J. Dorgan of the Consumer Fraud Prosecution Section and Alina Wells of the Professional Boards Prosecution Section in the Division of Law’s Affirmative Civil Enforcement Practice Group are representing the State in the matter.

Investigators Maureen P. Browne of the Office of Consumer Protection, and Kathleen Cefalu, Walter Mazariegos and Matthew Conicella assigned to the Enforcement Bureau within the Division of Consumer Affairs conducted the investigation.

Clients of Golden and Nora who have questions should reach out to their health plans:

Aetna Better Health of New Jersey

  • Medicaid and Managed Long Term Services and Supports (MLTSS) Members:  1-855-232-3596
  • Aetna Assure Premier Plus (HMO D-SNP) members: 1- 844-362-0934

Amerigroup New Jersey: 1-855-661-1996

Horizon:

  • Managed Long Term Services and Supports (MLTSS) members: 1-844-444-4410
  • Non-MLTSS members:  1-800-682-9094

UnitedHealthcare Community Plan: 1-800-645-9409

WellCare: 855-642-6185

* * *
The mission of the Division of Consumer Affairs, within the Department of Law and Public Safety, is to protect the public from fraud, deceit, misrepresentation and professional misconduct in the sale of goods and services in New Jersey through education, advocacy, regulation and enforcement. The Division pursues its mission through its 51 professional and occupational boards that oversee 720,000 licensees in the state, its Regulated Business section that oversees 60,000 NJ registered businesses, as well as through its Office of Consumer Protection, Bureau of Securities, Charities Registration section, Office of Weights and Measures, and Legalized Games of Chance section.

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Last Modified: 7/21/2021 6:27 AM