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Alert
On January 16, 2024, Governor Phil Murphy signed the New Jersey Data Privacy Law, P.L. 2023, c. 266. The law went into effect on January 15, 2025. Please click on this Frequently Asked Questions link to learn more about the new law and your rights under it.
Alert
On January 8, 2024, Governor Murphy signed into law P.L. 2023, c. 237, which, among other things: amended the Contractors’ Business Registration Act (“CBRA,” formerly the “Contractors’ Registration Act”), N.J.S.A. 56:8-136 et seq., and created the “Home Improvement and Home Elevation Contractor Licensing Act,” N.J.S.A. 45:5AAA-1 et seq. For more information on the registration requirements for contractors and businesses under these laws, click here.
Alert
On July 10, 2024, Governor Murphy signed into law the Real Estate Consumer Protection Enhancement Act, P.L. 2024, c.32, which, among other things, requires sellers of residential property located in New Jersey to use the "Seller's Property Condition Disclosure Statement" ("Disclosure Statement," questions 1 through 108).

Additionally, on July 3, 2023, Governor Murphy signed into law P.L. 2023, c.93, which, among other things, requires sellers of all real property located in New Jersey to make certain additional disclosures concerning flood risks on the "Disclosure Statement." On July 15, 2024, the Division published a "Flood Risk Addendum" to the Disclosure Statement (questions 109 through 117), which includes the additional disclosures concerning flood risks.

As a result of these two laws, effective August 1, 2024:
  • Sellers of residential property must complete the Disclosure Statement (questions 1 through 108). A copy of the Disclosure Statement is available here; and
  • All sellers of real property, both residential and non-residential, must complete the Flood Risk Addendum to the Disclosure Statement (questions 109 through 117). A copy of the Flood Risk Addendum is available here.

The Division has created an instruction sheet with additional information regarding the use of these forms. The forms linked above supersede any forms previously posted by the Division, including, but not limited to, the "Amended Disclosure Statement" posted on December 21, 2023.

Press Release


For Immediate Release:
July 13, 2016

Office of The Attorney General
Christopher S. Porrino, Acting Attorney General

Division of Consumer Affairs
Steve C. Lee, Director

Division of Law
Michelle Miller, Acting Director
  For Further Information and Media Inquiries:
Lisa Coryell (973) 504-6327

New Jersey Division of Consumer Affairs Launches Online "Anti-Fraud Toolkit" Aimed at Empowering Senior Citizens to Fight Back Against Financial Exploitation

NEWARK – Continuing their commitment to protecting senior citizens from financial exploitation, Acting Attorney General Christopher S. Porrino and the New Jersey Division of Consumer Affairs today launched their "Anti-Fraud Toolkit," a series of new educational materials designed to help older consumers safeguard themselves against swindlers looking to steal their life savings.

"New Jersey's senior citizens, like their peers across the country, are being targeted relentlessly by con artists who see them as easy marks," said Acting Attorney General Porrino. "The Office of Attorney General is determined to be just as relentless in making sure our senior citizens are armed with the tools they need to fight back against these criminals."

The Anti-Fraud Toolkit mixes up-to-the-minute information and old-fashioned common sense to help seniors recognize and avoid common scams being played on them. The Toolkit also offers advice on dealing with unwanted solicitations, provides tips on distinguishing legitimate businesses from clever hoaxes, and delivers real-time "Fraud Alerts" on new scams making the rounds in New Jersey.

"Education and awareness are by far the most effective tools for fighting fraud," Steve Lee, Director of the New Jersey Division of Consumer Affairs. "Our goal is to put this Toolkit into the hands of seniors from Sussex to Cape May counties so they're prepared to spot and prevent fraud before they become victims."

Financial crimes against senior citizens are on the rise nationwide, netting $2.6 billion a year and hitting one in five people in the age group. To help protect New Jersey's older consumers, the Division launched its ambitious "Fighting Fraud" campaign in 2015. The public awareness initiative included a series of interactive educational programs presented by Director Lee in all twenty-one counties in New Jersey.

The Anti-Fraud Toolkit is a continuation of that educational effort, this time with a mechanism to reach seniors through those who work with them on a daily basis. Every part of the Toolkit is available in PDF on the Division's website, making it easy for social workers, caretakers, staff at senior centers, and local and county divisions of aging to download and post anti-fraud information on bulletin boards at senior centers, retirement homes, and social clubs. Additionally, as part of this Toolkit, the Division has created a state-wide email network for distribution of urgent "Fraud Alerts" that are meant to provide "real time" updates on scams and frauds that seniors and those that work with seniors are encountering in their daily lives.

"Financial fraud doesn't just cheat senior citizens out of their money, it robs them of their dignity and sense of security," said Director Lee. "The Division of Consumer Affairs will continue to do all it can to empower the elderly to stand up and fight back."

The Anti-Fraud Toolkit can be accessed online at FightingFraud.nj.gov.

Follow the Division of Consumer Affairs on Facebook , and check our online calendar of upcoming Consumer Outreach events.

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Last Modified: 7/13/2016 10:57 AM