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On January 16, 2024, Governor Phil Murphy signed the New Jersey Data Privacy Law, P.L. 2023, c. 266. The law went into effect on January 15, 2025. Please click on this Frequently Asked Questions link to learn more about the new law and your rights under it.
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On January 8, 2024, Governor Murphy signed into law P.L. 2023, c. 237, which, among other things: amended the Contractors’ Business Registration Act (“CBRA,” formerly the “Contractors’ Registration Act”), N.J.S.A. 56:8-136 et seq., and created the “Home Improvement and Home Elevation Contractor Licensing Act,” N.J.S.A. 45:5AAA-1 et seq. For more information on the registration requirements for contractors and businesses under these laws, click here.
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On July 10, 2024, Governor Murphy signed into law the Real Estate Consumer Protection Enhancement Act, P.L. 2024, c.32, which, among other things, requires sellers of residential property located in New Jersey to use the "Seller's Property Condition Disclosure Statement" ("Disclosure Statement," questions 1 through 108).

Additionally, on July 3, 2023, Governor Murphy signed into law P.L. 2023, c.93, which, among other things, requires sellers of all real property located in New Jersey to make certain additional disclosures concerning flood risks on the "Disclosure Statement." On July 15, 2024, the Division published a "Flood Risk Addendum" to the Disclosure Statement (questions 109 through 117), which includes the additional disclosures concerning flood risks.

As a result of these two laws, effective August 1, 2024:
  • Sellers of residential property must complete the Disclosure Statement (questions 1 through 108). A copy of the Disclosure Statement is available here; and
  • All sellers of real property, both residential and non-residential, must complete the Flood Risk Addendum to the Disclosure Statement (questions 109 through 117). A copy of the Flood Risk Addendum is available here.

The Division has created an instruction sheet with additional information regarding the use of these forms. The forms linked above supersede any forms previously posted by the Division, including, but not limited to, the "Amended Disclosure Statement" posted on December 21, 2023.

Press Release


For Immediate Release:
September 11, 2015

Office of The Attorney General
John J. Hoffman, Acting Attorney General

Division of Consumer Affairs
Steve C. Lee, Acting Director

Division of Law
Michelle L. Miller, Acting Director
  For Further Information and Media Inquiries:
Jeff Lamm
(973) 504-6327

Union County-Based Mover Ordered to Pay $114,127.50 and Cease Business, Under Final Judgment Resulting from Action Brought By the New Jersey Division of Consumer Affairs

View Final Order

NEWARK – A Superior Court Judge has ordered that Just in Time Moving & Delivery Service, Inc., Just in Time Moving and Storage, Inc., and their principal, Haliru Gusau, be permanently enjoined from operating as a public mover and/or warehouseman in New Jersey, under terms of a Final Judgment and Order obtained in a summary action brought by the Division of Consumer Affairs.

Judge Thomas J. Walsh also ordered Gusau and his companies to pay $61,390 in civil penalties, restitution, attorneys’ fees and investigative costs after finding that they committed 23 violations of the Public Movers Licensing Act, Public Movers Regulations, Consumer Fraud Act and Advertising Regulations. Gusau, a resident of Roselle, and his companies also must pay $31,187.44 in civil penalties and $21,550.00 in consumer restitution, under terms of a March 29, 2005 Consent Order that he failed to honor. Further, Gusau and his companies continued to advertise, offer for sale, sell and/or perform mover’s services and/or storage services in New Jersey in violation of the Division’s March 30, 2007 Final Order of Discipline.

“Through this action, we have removed a chronic bad actor from the state’s moving and warehousing industry, thereby protecting consumers from fraud and other violations of the law,” Acting Attorney General John J. Hoffman said. “We will not tolerate companies that continue to ignore laws meant to protect consumers.”

“The defendants continued to perform moving and storage services while being unlicensed to do so, and without having paid civil penalties and consumer restitution owed from 2005,” said Steve Lee, Acting Director of the Division of Consumer Affairs. “Through enforcement actions like this, we’re working to protect consumers when they hire companies to transport and warehouse their possessions.”

The Final Judgment and Order also provides for the permanent annulment of the corporate charters of Just in Time Moving & Delivery Service, Inc. and Just in Time Moving and Storage, Inc., as well as the immediate shut down of defendants’ website.

The State’s seven-count Complaint alleged that Gusau and his companies violated the Public Movers and Warehousemen Licensing Act, Public Movers Regulations, Consumer Fraud Act and/or Advertising Regulations by:

  • Advertising, offering for sale, selling and/or performing mover’s services and/or storage services in New Jersey without being licensed with the Division to do so;
  • Advertising, offering for sale, selling and/or performing mover’s services and/or storage services in New Jersey even after the Director of the Division revoked their license to do so;
  • Representing on the Just in Time Moving Website that they are licensed to perform mover’s services and/or storage services in New Jersey, when such is not the case; and
  • Representing on the Just in Time Moving Website that “Just In Time Moving has been one of the most reputable NJ local moving companies in the Tri-state area for years,” when such was not the case.

Investigator Vincent Buonanno in the Office of Consumer Protection within the Division of Consumer Affairs conducted the investigation of this matter.

Deputy Attorney General Alina Wells in the Division of Law’s Consumer Fraud Prosecution Section represented the State in this action.

Consumers who believe they have been cheated or scammed by a business, or suspect any other form of consumer abuse, can file an online complaint with the State Division of Consumer Affairs by visiting its website or by calling 1-800-242-5846 (toll free within New Jersey) or 973-504- 6200.

Follow the Division of Consumer Affairs on Facebook , and check our online calendar of upcoming Consumer Outreach events.

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Last Modified: 9/11/2015 1:26 PM